(1) Premium includes indexed and traditional annuity products.  Multi-year guarantee and immediate annuity premium cases are excluded from this promotion.  Case(s) need to be submitted by February 28, 2010 and paid by April 30, 2010.  Minimum Premium with one or with multiple featured carriers is $50,000.  Program guidelines are for GA contracts with an Encore Featured Carrier.   Jump Start Encore 2010 Cash is a program offered and paid exclusively by Encore Annuity and Life.   If producer is a licensed only agent or needs clarification on eligibility for promotion, please contact your immediate up-line agency.  Product features, limitations and availability vary by state. Commissions quoted may be reduced for older issue ages.  See program for complete details.